Our services

We aim to find and provide the perfect mortgage loan to clients that best fit their needs, wants, and financial situation.

When purchasing a home, you should determine how much home you can afford before you even begin to look for a house or at mortgage rates. By answering just a few simple questions, we will calculate your buying power based on standard lender guidelines. From home loan pre-approval to final closing costs, each loan advisor at Rockway Mortgage is here to help you!

Home
Refinance

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Home
Purchase

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25+

Years of Experience

Why us

Our goal is to serve our clients with honest integrity.

Each loan advisor at Rockway Mortgage wants to serve customers with honesty, integrity, competence, while keeping our customers’ best interests at heart. Each loan advisor with us will provide you with the best deal and mortgage loan program to fit your current situation. At Rockway Mortgage, we have years of experience and each loan advisor is committed to providing superior customer service, while offering financial solutions to help better our customers’ home buying process.

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Mortgage FAQ’s

You can put as little as 3%, depending on the mortgage loan program you qualify for.

Closing costs will vary, depending on your specific situation. A general estimate you can go by is to expect 2-3% to be closing costs.

Home loan pre-approval is good for 90 days. Afterward, you will need an updated home loan pre-approval letter.

From signing the contract to closing, the process usually takes 30 days or less.

You can only roll closing costs into a home refinance. You cannot roll closing costs into a mortgage loan.

You can only use seasoned cash for down payment, meaning your money must be in the bank for at least 60 days.

Your mortgage score is weighted differently than the scoring models that you find on most credit monitoring websites.

When you have a hard credit pull it will count as an inquiry. Your score may decrease just a few points, but will quickly recover in a few months. It’s much more beneficial to pull credit with a home loan pre-approval and plan in place, than to not pull your credit at all.

You don’t need a home loan pre-approval to look at homes, but realtors don’t get paid unless they sell a home. Most real estate agents won’t waste time showing you home unless they are positive you can purchase one.

2 years of work history is needed. Does not necessarily have to be at the same job. College can also be counted toward a 2 year work history.

You must have at least 2 years of self-employment to qualify.

Yes, your spouse or significant other can go on the title as well, and will still have ownership without being on the mortgage.

In the terms of your own mortgage loan, nothing will happen. The only thing that will change is where your mortgage loan payments will be going.

What Our Clients Say

Dominic and the rest of the team at Rockway Mortgage did an exceptional job with the recent purchase of my second home. They worked quickly and efficiently to help me close on the property with only 20 days during one of the busiest months of the year this past December. I can’t recommend them enough if you’re working on getting another property or a first time home buyer. They go above and beyond to walk you through the steps needed and are always eager to answer questions about the process.

Ryan E.

I wanted to take the time to express my satisfaction of service I received from Rockway Mortgage. I had reached out with interest in refinancing and Dominic George and his team guided me every step of the way. They were truly a pleasure to work with and I am beyond satisfied with the customer service, excellent rates, and timely action received from Rockway Mortgage. I would definitely refer friends and family to them!

Holly Y.

Extremely happy with the service and professionalism I received from Dominic George and the rest of the team at Rockway Mortgage. I did a cash out refinance. They got me a great rate and the funds I needed to make some repairs on the house. The process start to finish was quick and easy. Highly recommend!

Sean M.

Dominic George helped us refinance our home, which was a unique situation, and he was always responsive and knowledgeable throughout the process. I’m glad we decided to take the recommendations of several family members and realtors who have worked with him because he was great to work with!

Nina G.

An excellent experience from start to finish. When you work with Rockway, you know everything will be done exactly how it should be. Dom and his team have your best interest at heart and make sure you receive the absolute best terms possible. The Rockway team is truly exceptional and I would recommend them to anyone.

Steve B.

I would recommend Dominic and his team at Rockway to anyone. As a first time homebuyer, it was great to have someone that really cared about their customers on your side through the process. Dominic explained everything in words that made sense to someone not in finance, and worked hard to make sure everything with my loan closed on time. Plus I was able to get a great rate!

Tracey M.

Dominic and the team at Rockway could not have been better. Customer service, knowledgeable about the fine details, explaining the processes in way that made me comfortable. I could not have made my dream of owning a home come true without Rockway mortgage, and I would recommend them to anybody.

Jonathan S.

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